The New First Time Home Buyer Incentive

Tuesday Apr 23rd, 2019


Improving Affordability Today: Support for First-Time Home Buyers To help make homeownership more affordable for first-time home buyers, Budget 2019 introduces the First-Time Home Buyer Incentive. - The Incentive would allow eligible first-time home buyers who have the minimum down payment for an insured mortgage to apply to finance a portion of their home purchase through a shared equity mortgage with Canada Mortgage and Housing Corporation (CMHC). - It is expected that... [read more]

5 Essential Tips for First-Time Home buyers

Tuesday Nov 20th, 2018


Buying your first home can be a daunting experience. For many, the real estate world is complex and confusing, and it’s tough to know where to start when you’re ready to search for your first home. Agents worldwide and Influencers agreed that pre-approval is the most important thing for first-time homebuyers to think about so they understand what they can afford. Having this knowledge will make the entire homebuying experience easier and less... [read more]

The pre-approval process

Wednesday Nov 14th, 2018


A pre-approval is when a potential mortgage lender looks at your finances to find out the maximum amount they will lend you and what interest rate they will charge you. With a pre-approval, you can: - know the maximum amount of a mortgage you could qualify for- - estimate your mortgage payments - lock in an interest rate for 60 to 120 days, depending on the lender The pre-approval amount is the maximum you may get. It does not guarantee that you'll get a mortgage loan for... [read more]

15 Things Nobody Tells You About Buying a Home

Monday Nov 5th, 2018


1.) Some Sellers are using drop-cams to record what happens when potential Buyers are viewing their homes. They might not appreciate your opinions about their decor and might be more than happy to know how much you want to pay for their house. Don’t say anything in the house you wouldn’t want the Seller to hear.   2.) In our experience, the average person looks at 15 properties before making an offer. Of course, some people fall in love with the first house they see and... [read more]

5 Things you can do today to increase your home’s value

Saturday Nov 3rd, 2018


Start Rollin’ One of the simplest, most cost-effective improvements of all is paint! Freshly painted rooms look clean and updated. When selecting paint colours, keep in mind that light neutrals appeal to the greatest number of people, therefore making your home more desirable. On average, a gallon of paint costs around $25 to $30, leaving you plenty of money to buy rollers, painter’s tape, drop cloths and brushes. So buy a few gallons and get... [read more]

5 Budgeting Tips For Home Buying

Saturday Nov 3rd, 2018


Buying a home will likely be one of the biggest financial transactions you make, and preparing your budget beforehand makes the home buying process much less stressful. The following tips and expert insight can help you get your budget in order before you make the big transaction.   1. Organize Your Finances You may know how much you have in your checking and savings accounts, but do you know how much you spend on household expenses each month? Or how much... [read more]

5 Tips for a Successful Home Sale

Wednesday Oct 31st, 2018


5 Tips for a Successful Home Sale   1. Understand the market and the value of your home. Do some online research on the real estate market in your area and neighborhood. Some sellers dream up a price or base their price on what they owe on their home. If your home is valued at $200,000, buyers don’t care that you owe $220,000. If that’s the case, it just may not be the time to sell. Talk to a real estate expert. They can get you dialed into the value of your home and... [read more]